Stripe: open business bank account online for IT business and online trading
02.09.2026
Stripe
Open bank account for business: about the bank, who it works with in United States, bank account opening for business for non-residents, payments, fees and key features.
Open bank account for company 2026
Information about the bank and open company bank account
Stripe is a payment provider serving clients in United States and international business. Before we submit an application in 2026, we check the current legal entity, licence status and availability of the required product.
US banks and fintech platforms are especially practical for US corporations and LLCs, companies with US clients, an EIN and verifiable activity in the United States. The institution should be selected not only by country, but also by currencies, counterparties, the need for credit or cards, and the availability of a backup payment channel.
Open business bank account for a non-resident or offshore company
An application from a non-resident company to Stripe is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with United States. The provider is assessed as a payment institution or platform; payment details do not mean that the product is a bank deposit.
Bank fees for open bank account for business and SWIFT/SEPA payments in USD/EUR
| Setup | Standard account with no opening fee; availability depends on the company country and business category. |
|---|---|
| Account service | No fixed monthly fee on the standard plan. |
| Payment acceptance | The fee is calculated per successful transaction according to the card country and payment method. |
| International payments | Additional percentages under the published tariff apply to foreign cards and currency conversion. |
Bank fees for open bank account for company | Cost of company bank account opening and USD/EUR payments
Other open company bank account options
United States — company business account in USD/EUR for SWIFT payments in a local bank or EMI: we advise paying attention to Payoneer / Bank of America. For stable operation of your business, we recommend additionally open business bank account in another country: see bank selection for a second company bank account opening online.
Open bank account for business or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
An EU IBAN bank account opening for company for your company, managed from a smartphone? Yes. No monthly fee! A special offer from our partners for clients who buy a ready-made UK Ltd: strong options for payments in Europe and other countries in EUR and USD through SEPA and SWIFT. We will help you organise substance for your company — you organise the business, and we handle the administrative work.
Ask about online account opening termsWHAT TO DO AFTER Bank account opening for business
Open business bank account is not enough; keeping it working is important.
Stripe and a working company bank account opening are already 70% of success. But it is also important to keep the business bank account opening working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second bank account opening for company that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!