Payoneer: online business account opening for non-resident companies for trading and import/export
03.09.2026
Payoneer
Open bank account for company: about the bank, who it works with in United States, open company bank account for non-residents, payments, fees and key features.
Company bank account opening 2026
Information about the bank and open bank account for business
Payoneer is a payment provider serving clients in United States and international business. Before we submit an application in 2026, we check the current legal entity, licence status and availability of the required product.
US banks and fintech platforms are especially practical for US corporations and LLCs, companies with US clients, an EIN and verifiable activity in the United States. The institution should be selected not only by country, but also by currencies, counterparties, the need for credit or cards, and the availability of a backup payment channel.
Open business bank account for a non-resident or offshore company
An application from a non-resident company to Payoneer is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with United States. The provider is assessed as a payment institution or platform; payment details do not mean that the product is a bank deposit.
Bank fees for open bank account for company and SWIFT/SEPA payments in USD/EUR
| Setup | After review of the company and beneficial owner; no single public rate is set for international business. |
|---|---|
| Account service | According to the selected plan and the set of currency account details. |
| Local payments | According to the provider tariff; available channels: USD, ACH, Fedwire and SWIFT. |
| International / FX | Transfer fee plus currency conversion; the total depends on the currency, country and type of recipient. |
Bank fees for open company bank account | Cost of open bank account for business and USD/EUR payments
Other business bank account opening options
United States — company account in USD for dollar payments in a local bank or EMI: recommended to review Bank of America / TD Bank N.A.. For stable operation of your business, we recommend additionally open bank account for business online in another country: see bank selection for a second bank account opening for business.
How to Open Business Bank Account Remotely for UK Ltd or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
Do you need an IBAN bank account opening for company for a UK Ltd or offshore company with a European bank? We will select the best solution for your activity and payment directions, incoming and outgoing turnover, currency, payment purposes and the preferences of your business partners. We recommend using two company bank account opening — a main UK company bank account opening and a backup UK Ltd company bank account opening — to diversify risks and make payments more convenient; usually this is a payment system and a traditional bank.
Ask a question about opening an account onlineWHAT TO DO AFTER Bank account opening for company
Open bank account for business is not enough; keeping it working is important.
Payoneer and a working company bank account opening are already 70% of success. But it is also important to keep the business bank account opening working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second bank account opening for business that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!