Zapad Banka: open business account online for non-residents
04.09.2026
Zapad Banka
Open bank account for business: about the bank, who it works with in Montenegro, business bank account opening for non-residents, payments, fees and key features.
Open business bank account 2026
Information about the bank and open company bank account
Zapad Banka is a bank serving clients in Montenegro and international business. Before we submit an application in 2026, we check the current legal entity, licence status and availability of the required product.
Montenegro banks open multi-currency IBAN bank account opening for UK company for international clients and UK LTD companies where there is a clear business connection with Europe and the beneficial owner has a business in the country of residence. For the client, this means that the institution should be selected not only by the country name, but also by currencies, the type of counterparties, the need for credit, cards and a backup payment channel.
Open bank account for company for a non-resident or offshore company
An application from a non-resident company to Zapad Banka is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with Montenegro. For an active operating bank account opening for business, we prepare a description of incoming and outgoing payments in advance.
Bank fees for open bank account online for company and SWIFT/SEPA payments in USD/EUR
| Opening and review | After KYC; no single standard fee for a non-resident company is published. |
|---|---|
| Account service | According to the selected corporate/private package or an individual bank offer. |
| Domestic payments | According to the current tariff; main channels: EUR, regional payments and SWIFT. |
| International payments | SWIFT/SEPA where available; correspondent bank charges and OUR/SHA/BEN costs may apply. |
| FX conversion | The bank exchange rate and FX margin depend on the currency pair and transaction volume. |
Bank fees for bank account opening for company | Cost of open bank account for business and USD/EUR payments
Other open business bank account options
Montenegro — bank account for UK Ltd company in a local bank or EMI: we advise paying attention to Adriatic Bank / Universal Capital Bank. For stable operation of your business, we recommend additionally open company bank account in another country: see bank selection for a second company bank account opening.
An EU IBAN UK company bank account opening for your company, managed from a smartphone? Yes. No monthly fee! A special offer from our partners for clients who buy a ready-made UK Ltd: strong options for payments in Europe and other countries in EUR and USD through SEPA and SWIFT. We will help you organise substance for your company — you organise the business, and we handle the administrative work.
Ask about online account opening termsOpen bank account for company or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
WHAT TO DO AFTER Bank account opening for company
Open company bank account online is not enough; keeping it working is important.
Zapad Banka and a working company bank account opening are already 70% of success. But it is also important to keep the business bank account opening working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second bank account opening for business that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!