OTP Bank: open business bank account online for manufacturing, supplies and foreign trade payments
02.09.2026
OTP Bank
Open bank account for business: about the bank, who it works with in Hungary, open business bank account for non-residents, payments, fees and key features.
Open company bank account 2026
An EU IBAN bank account opening for company for your company, managed from a smartphone? Yes. No monthly fee! A special offer from our partners for clients who buy a ready-made UK Ltd: strong options for payments in Europe and other countries in EUR and USD through SEPA and SWIFT. We will help you organise substance for your company — you organise the business, and we handle the administrative work.
Ask about online account opening termsInformation about the bank and open bank account for company
OTP Bank is a bank serving clients in Hungary and international business. Before we submit an application in 2026, we check the current legal entity, licence status and availability of the required product.
Hungarian universal banks suit companies with a trading or operational connection to Central Europe. For the client, this means that the institution should be selected not only by country name but also by currencies, type of counterparties, need for credit, cards and a backup payment channel.
Open bank account for business for a non-resident or offshore company
An application from a non-resident company to OTP Bank is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with Hungary. For an active operating business bank account opening online, we prepare a description of incoming and outgoing payments in advance.
Bank fees for open business bank account and SWIFT/SEPA payments in USD/EUR
| Opening and review | After KYC; no single standard fee for a non-resident company is published. |
|---|---|
| Account service | According to the selected corporate/private package or an individual bank offer. |
| Domestic payments | According to the current tariff; main channels: HUF, EUR, local transfers, SEPA and SWIFT. |
| International payments | SWIFT/SEPA where available; correspondent bank charges and OUR/SHA/BEN costs may apply. |
| FX conversion | The bank exchange rate and FX margin depend on the currency pair and transaction volume. |
Bank fees for open company bank account | Cost of open bank account for company and USD/EUR payments
Other open bank account for business options
Hungary — business bank account of an English company for payments in dollars and other currencies via SWIFT in a local bank or EMI: also pay attention to K&H Bank / MBH BANK. For stable operation of your business, we recommend additionally open business bank account in another country: see bank selection for a second company bank account opening.
Open business bank account for UK Ltd or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
WHAT TO DO AFTER Online company bank account opening
Open company bank account is not enough; keeping it working is important.
OTP Bank and a working bank account opening for company are already 70% of success. But it is also important to keep the bank account opening for business working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second business bank account opening that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!