Payment system (EMI) IFX Payments: online business account opening for non-resident companies with a European payment system / EMI
02.09.2026
Payment system (EMI) IFX Payments
Company bank account opening: about the bank, who it works with in United Kingdom, open UK/US/EU account for UK Ltd company for non-residents, payments, fees and key features.
Open company bank account online 2026
Information about the bank and open business bank account
IFX Payments is a British provider of international payments, FX and business settlement solutions. In 2026, before submitting an application, the current legal entity, licence and availability of the required product are checked.
A UK Ltd can combine a traditional bank and an EMI: the bank for the main banking relationship and the EMI for fast multi-currency payments. The institution should therefore be selected not only by country, but also by currencies, counterparties, the need for credit or cards, and the availability of a backup payment channel.
Open bank account for company for a non-resident or offshore company
An application from a non-resident company to Payment system (EMI) IFX Payments is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with United Kingdom. The provider is assessed as a payment institution or platform; payment details do not mean that the product is a bank deposit.
Bank fees for open company bank account and SWIFT/SEPA payments in USD/EUR
| Setup | After review of the company and beneficial owner; no single public rate is set for international business. |
|---|---|
| Account service | According to the selected plan and the set of currency account details. |
| Local payments | According to the provider tariff; available channels: GBP, Faster Payments, CHAPS and SWIFT. |
| International / FX | Transfer fee plus currency conversion; the total depends on the currency, country and type of recipient. |
Bank fees for open bank account for business | Cost of company bank account opening and USD/EUR payments
Other open business bank account options
United Kingdom — bank account for UK Ltd company in a local bank or EMI: recommended to review Payment system (EMI) MultiPass / Payment system (EMI) Omega. For stable operation of your business, we recommend additionally open bank account for company in another country: see bank selection for a second business bank account opening.
Open UK/US/EU Business account for UK Ltd or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
An EU IBAN business bank account opening for UK Ltd for your company, managed from a smartphone? Yes. No monthly fee! A special offer from our partners for clients who buy a ready-made UK Ltd: strong options for payments in Europe and other countries in EUR and USD through SEPA and SWIFT. We will help you organise substance for your company — you organise the business, and we handle the administrative work.
Ask about online account opening termsWHAT TO DO AFTER Bank account opening for company
Open business bank account is not enough; keeping it working is important.
Payment system (EMI) IFX Payments and a working company bank account opening are already 70% of success. But it is also important to keep the business bank account opening working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second bank account opening for business that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!